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In that case, the merchant who accepted the use of the card on their site is the one who bears the loss.
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However, there are many legit bitcoin exchanges that have started accepting credit card & debit cards as a payment. Again, using a stolen debit card is illegal. You can buy bitcoin with a credit card or debit card without id by using cryptocurrency exchanges like coinmama. 3 easy methods to buy bitcoin anonymously. You need to get a good non vbv cc if you want to card coinmama successfully.
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